Vice President Credit Manager, Securitisation (m|f|x) London

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

OVERVIEW OF THE DEPARTMENT/SECTION

MUFG (Mitsubishi UFJ Financial Group) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with around 2,300 offices in over 50 countries including the Americas, Europe, the Middle East and Africa, Asia and Oceania. The group has over 150,000 employees, offering services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.

As one of the top financial groups globally with a vision to be “the world's most trusted financial group”, we want to attract, nurture and retain the most talented individuals in the market. The size and range of MUFG's global business creates opportunities for our employees to stretch themselves and reap the rewards, whilst our common values, to behave with integrity and responsibility, and to build a culture which is fair, transparent, and honest, underpin everything that we do. We aim to be the financial partner of choice for our clients, whatever their requirements, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

MUFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: MTU) stock exchanges. The group’s operating companies include, but are not limited to, MUFG Bank, Mitsubishi UFJ Trust and Banking (Japan's leading trust bank), Mitsubishi UFJ Securities Holdings (one of Japan's largest securities firms), and MUFG Americas Holdings.

Please visit our website for more information - mufgemea.com

Overview of Credit Office for EMEA (“ECrO”):

ECrO is a 2nd Line of Defence (“2LoD”) function responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non- Japanese Sovereigns (collectively Global Corporates).

Its major functions are outlined as follows:

• Assessment and management of credit risks and related risks
• Assessment and management of country risks
• Management of problematic assets
• Monitoring, reporting and early action
• Portfolio analysis and management
  

Overview of Structured Finance Credit Office (“SFCO”)

SFCO (formally known as Investment Banking Credit Division) is a 2LoD function responsible for analysing, approving, sanctioning and monitoring the credit quality of structured finance transactions, including;

• Project Finance
• Structured Trade Finance
• Aircraft Finance
• Asset-backed Finance (inc. Securitisation)
  

SFCO is a global department, office being located in Tokyo, New York, Los Angeles, Singapore and London. London office (SFCO (EMEA)) is responsible for the EMEA region and we work closely to ensure global consistency in credit approvals.

NUMBER OF DIRECT REPORTS

• N/A

Aufgaben

Specifically, VP will be accountable and responsible for taking appropriate action with respect to the Securitisation Credit Team including:

• Reviewing credit applications received and making recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines. Ensure a high quality of written and verbal work.
• Responsible for making balanced, timely and thoughtful credit decisions within the firm’s risk appetite.
• Responsible for proactive solutions driven engagement with front line on deal specific and/or strategic developments through guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies. Escalating issues to Directors or the team head as appropriate.
• Responsible as a VP within CIB Credit for EMEA for supporting strategic initiatives.
• Responsible for developing knowledge of the various types of industries, sectors, countries, players and financial and legal structures within Securitisation and commitment to further learning.
• Demonstrate the Risk Culture Pillars; taking accountability for identifying and mitigating risk; actively managing risk within the department; remaining curious by taking proactive ownership; role modelling the risk partnership with colleagues in 1LOD and 2LOD; and being willing to challenge existing practice and be proactive and positive to change.
• Responsible for representing the credit division at internal forums within the region.
  

WORK EXPERIENCE

Essential:

• Substantial (5 years+) experience in a (preferably) credit or structuring role in securitisation transactions
• Detailed knowledge and understanding of a range of asset classes inc. auto & consumer credit, RMBS and trade receivables
• Sound knowledge of working capital (receivables/asset backed) transactions/other structured products
• Sufficient experience working in financial institutions carrying out credit work for corporate and/or structured finance area
• Adequate experience in corporate banking and/or structured finance.
  

Preferred:

• Proven experience in investment banking in credit or front office
• Credit, rating agency, legal or accounting backgroun

Profil / Ihre Qualifikation / Ihre Persönlichkeit:

Functional / Technical Competencies

Essential

• Sufficient credit assessment and credit risk management skills
• Thorough knowledge of credit, risk management, market and legal aspects of securitisation
• Adequate relevant industry experience with a deep area of credit specialism
• In depth knowledge of credit and risk principles, products, derivatives and management
• Sufficient experience in dealing with regulatory audits associated to credit
• Advanced interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.
• Coaching and development skills.
  

Education / Qualifications:

Essential

• Bachelor Degree
  

Preferred:

• Masters Degree
  

PERSONAL REQUIREMENTS

• Excellent communication skills
• Results driven, with a strong sense of accountability
• A proactive, motivated approach
• The ability to operate with urgency and prioritize work accordingly
• Strong decision making skills, the ability to demonstrate sound judgement
• A structured and logical approach to work
• Strong problem solving skills
• A creative and innovative approach to work
• Excellent interpersonal skills
• The ability to manage large workloads and tight deadlines
• Excellent attention to detail and accuracy
• A calm approach, with the ability to perform well in a pressured environment
• Strong numerical skills
• Excellent Microsoft Office skills
• A confident approach, with the ability to provide clear direction to your team
• The ability to lead a high performing team
• A strategic approach, with the ability to lead and motivate your team
• The ability to articulate and implement the vision/strategy for CIB Credit for EMEA

Kontakt

Monica Quinas

Direct Recruiter

Standort

25 Ropemaker Street, GB-EC2Y 9AN London