Transaction Banking, Channels Product Manager, Analyst/Associate (m|f|x) London

Our Transaction Banking division combines the strength of a 150-year-old firm with the agility of a tech start-up, aiming to provide comprehensive cash management solutions for corporations. We leverage modern technologies, data, and analytics to deliver value, transparency, and simplicity in cash flow management. Within this dynamic environment, TxB's Channels team is dedicated to building and optimizing the digital pathways through which our clients interact with our products. This includes developing and managing robust APIs and implementing secure communication standards, ensuring our offerings are both innovative and regulatory-compliant.

ROLE OVERVIEW

The Associate Product Manager within the Channels team will support the development of the Open Banking and EBICS channels. Partnering closely with Transaction Banking Compliance, Legal, Engineering, Operations, Coverage, and Information Security teams, this role will help manage regulatory and scheme adherence. This position demands a strong technical understanding of API, modular architecture and communication protocols to effectively manage and enhance our digital offerings.

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. 

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. 

Tasks

• Drive high-impact AI and digital‑asset initiatives from discovery to scaled delivery.
• Drive the end-to-end lifecycle management of Open Banking and EBICS features, including designing and defining requirements, delivery, testing, rollout, documentation, and change management.
• Collaborate closely with TxB's engineering and QA teams to manage API and EBICS enhancements, backlog prioritization, interface specifications, release notes, and deprecations.
• Monitor channel performance and controls: availability, error rates, consent flows, authentication and entitlements; drive issue remediation and continuous improvement.
• Develop and nurture collaborative working relationships with key internal partners including legal, compliance, risk and business teams.

Profile / Your qualification / Your personality

Basic Qualifications:

• 2+ years' experience in a technical role with a focus on API product delivery.
• Ability to understand and articulate regulatory and standard requirements and turn them into clear engineering tasks.
• Experience of defining epics, stories and test cases for new requirements. Ability to execute test cases.
• Excellent organizational, time management and planning skills with a track record of balancing multiple initiatives across ad hoc and project-based activities.

 Preferred Qualifications:

• Technical expertise with the open banking regulatory requirements (PSD2/PSR/SCA) and EBICS standard (order types; signature specifics).
• Experience supporting audits, risk assessments, and control evidence of the regulated products.
• Transaction banking/cash management integration specific knowledge including host-host, API, SWIFT.
• Hands‑on experience with Digital Assets, Generative AI & Agentic AI.

That awaits you

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

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Contact

Location

25 Shoe Lane, GB-EC4A 4AU London