Credit Risk Analyst (m|f|x) Budapest

Citi continues to enhance its business control and governance framework by expanding Institutional Credit Management (ICM), a new function within the First Line of Defense, to centralize and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlighting, underwriting, first-line-of-defense credit approval, and subsequent credit monitoring across all ICG wholesale credit businesses.

Citibank Europe Plc (CEP) is Citi’s primary EU-licensed banking entity in EMEA. It is headquartered in Dublin, with branches in 21 countries.

The CEP Credit Risk Team manages CEP’s entire loan portfolio, covering Citi’s clients worldwide, and collaborates with other risk management teams across the globe.

The CEP Risk Analyst Unit in Budapest is responsible for:

• Preparing and submitting credit assessments for CEP obligors.
• Quality assurance and finalization of CEP obligors’ credit assessments prepared by other Citigroup business units.

Tasks

• Review and complete CEP Credit Approval Memo packages.
• Analyze and assess risks in credit relationships and formulate recommendations for CEP credit risk management approval.
• Work closely with credit officers, relationship/product managers, and traders/salespeople to facilitate transaction approvals.
• Provide credit input to standardize credit-related documents and reporting for the CEP portfolio.
• Provide ad hoc project support for regional and global risk management projects.
• Ensure that CEP credit risk MCA and controls are effective.

Profile / Your qualification / Your personality

• Candidates should have 1–2 years of credit or related experience.
• Good knowledge of credit products and specific industry characteristics (manufacturing, services, banking, etc.).
• A bachelor’s or master’s degree in business, finance, or economics—or an equivalent qualification—is a plus.
• Fluency in English, both reading and speaking. Knowledge of other languages is beneficial.
• Strong analytical skills and the ability to break down transactions into their core risks.
• Strong quantitative skills are a must.
• Sound risk and business judgment across the full spectrum of risk issues, including operational and franchise risk.

That awaits you

By joining Citi Hungary, you’ll not only be part of a business-casual workplace with a hybrid work model (up to 2 days of remote work per week), but you’ll also receive a competitive compensation package and enjoy a wide range of additional benefits that help you (and your family) stay healthy, live well, and save effectively:

• Cafeteria Program
• Home Office Allowance (for colleagues working in hybrid work models)
• Paid Parental Leave Program (maternity and paternity leave)
• Private Medical Care Program and on-site medical rooms at our offices
• Pension Plan: Contribution to a voluntary pension fund
• Group Life Insurance
• Employee Assistance Program
• Access to a wide variety of learning and development programs, online course libraries, and upskilling platforms, such as Udemy and Degreed
• Flexible work arrangements to help you manage your work-life balance
• Career advancement opportunities across regions and business lines
• Socially active employee communities with diverse networking opportunities

In addition to these benefits, Citi is committed to ensuring that our workplace is a place where everyone feels comfortable coming to work as their authentic self every day. We want the best talent from around the world to be inspired to join us, motivated to stay, and empowered to thrive.

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Location

Waiznergasse 80, UG-1133 Budapest